__CONFIG_colors_palette__{"active_palette":0,"config":{"colors":{"d1f3b":{"name":"Main Accent","parent":-1}},"gradients":[]},"palettes":[{"name":"Default","value":{"colors":{"d1f3b":{"val":"var(--tcb-skin-color-0)","hsl":{"h":2,"s":0.8436,"l":0.01,"a":1}}},"gradients":[]},"original":{"colors":{"d1f3b":{"val":"rgb(55, 179, 233)","hsl":{"h":198,"s":0.8,"l":0.56,"a":1}}},"gradients":[]}}]}__CONFIG_colors_palette__
__CONFIG_colors_palette__{"active_palette":0,"config":{"colors":{"d1f3b":{"name":"Main Accent","parent":-1}},"gradients":[]},"palettes":[{"name":"Default","value":{"colors":{"d1f3b":{"val":"var(--tcb-skin-color-0)","hsl":{"h":2,"s":0.8436,"l":0.01,"a":1}}},"gradients":[]},"original":{"colors":{"d1f3b":{"val":"rgb(55, 179, 233)","hsl":{"h":198,"s":0.8,"l":0.56,"a":1}}},"gradients":[]}}]}__CONFIG_colors_palette__

Do You Need a Public Insurance Claims Adjuster?

YES!!! Two opinions are better than one. In the event your property incur vandalism, accidental water damage, wind, hailstorm, hurricane, or other catastrophic disasters, your insurance company will dispatch a company adjuster to the scene to assess the extent of the damage. These individuals work for the insurance company instead of the homeowner. It is important to have an expert adjuster working for you to balance the claim process. 

A hired public adjuster will work solely for the homeowner, getting you 90% more compensation to restore your property back to its original condition. Public Adjusters are advocates who ensure that homeowners get a fair settlement for the damages to their property.  To prevent having to go the claims process alone we encourage you to contact BJ Claims Public Adjuster for a FREE Property Damage evaluation at (561) 814-7277.

 For A Free Consultation Call Us Today!
BJ Claims Insurance Services

Insurance company adjusters, whether independent or salaried, represent the best interests of the insurance company. Their initial offer is usually the lowest possible settlement, and it may not be enough to restore your property to its previous condition.

If you believe you're being underpaid or improperly denied by your insurance company, a licensed public adjuster at BJ Claims Public Adjusters can help you get a fair settlement. 

What Is a Public Adjuster?

A public adjuster is an advocate or liaison for homeowners.  

WE SERVE ONLY YOU!


A public adjuster represents homeowners in the event a property is damaged by an unexpected occurrence. The public adjuster inspects, assess, evaluate and negotiate the claim on behalf of client(s). This independent assessment can substantiate your belief that a claim is worth more than you are offered from an insurance company. 

Storm Damage Claims
Mold Damage Claims
Fire Damage Claims Service

Public Adjusters work on a contingency fee basis. In other words, you pay nothing unless your claim is settled. 

Benefits of Public Insurance Claims

A knowledgeable and experienced public adjuster can help you file a claim that nets you a fair settlement. The claims process can be an overwhelming and complicated process, but hiring a Public adjuster can be a tremendous relief. Here are some additional benefits:


Assistance With Policy Interpretation
Insurance documents are not easy to read or understand unless you are an insurance specialist. Public Adjusters are experts in these matters and can explain your policy coverage in simple and easy-to-understand language. Understanding your policy can help you make an informed decision.

 
Expedited Claim Filing
Filing a claim for disaster-related damages can be a complicated and frustrating process. Communicating with your insurance company and assembling all the required documentation to resolve your claim can easily become a full-time job.

Time is expensive. Retaining a public adjuster to organize and manage your claim saves you both time and money. It frees you to deal with more pressing matters while the adjuster handles the insurance company.

A public adjuster can bypass the red tape and bring about a speedier claim resolution. The faster your claim is settled, the sooner you can mitigate the damages.

 
Maximize Your Settlement Amount
Public adjusters understand the claims process and how insurance companies work. That gives us the advantage to bring about the best possible settlement for you.

We get homeowners 90% more compensation for damages than insurance companies. Also, there are NO out of pockets expenses.


Protected Policyholder Rights
Public adjusters are independent agents who represent you. They are not obligated to insurance companies, nor do they care about the insurance company's best interests. Insurance companies are well-represented by their own private adjusters. Public adjusters serve only you.

A public adjuster's goal is always to get you maximum compensation for your losses. All expense deductible and adjuster fees are taken care of once payment from your insurance claim is rendered. 


Fair Value for Your Claim
The Office of Program and Policy Analysis & Government Accountability (OPAGGA) conducted a study in June, 2021. They found that public adjusters are able to secure settlements that are up to 747 percent higher than the insurance company's initial offer.

This study supports the industry belief that retaining a public adjuster can make a huge difference in the total amount of your settlement. 

What If Your Claim Is Denied?

We help homeowners reopen underpaid and DENIED claims. We have been successful in recovering millions of dollars in insurance claim settlements for policy holders. If your insurance claim was denied and you feel that this decision was made in error please contact a Public Adjuster for a second opinion. If payment is granted by the insurer, the typical settlement offering is usually the lower than the damages are actually worth.

Public adjusters are experienced in the property claims industry. They are familiar with the insurance company process and are able to offer you the best solution for your situation.


This combined specialized knowledge base gives public adjusters the ability to act as advocates in the property claims submission process. By thoroughly documenting the full extent of the damage, public adjusters are able to substantiate a claim that's significantly higher than most insurance companies are willing to pay. 

What We Do

A public insurance adjuster can determine the level and seriousness of your property damage and execute a plan to restore the damaged property to its pre-disaster condition. In addition, we perform services and handle tasks such as these:

  • Engage structural engineers and other specialists to accurately assess damages.
  • Itemize the costs of restoring your property to its pre-disaster condition.
  • Act as an intermediary between you and the insurance company's adjuster.
  • Ensure that you are fully informed about the extent of your loss and the insurer's settlement offer.
  • Compile relevant vital records and affidavits.
  • Obtain photos and videos to document the damages.
  • Accelerate the damage claim process by preparing the claim with consideration for all

Who We Are

Our experienced public adjusters are fully licensed and insured. We are property damage experts who balance the power in the insurance industry.

 Our goal is simple: We want to get residential and commercial properties maximum compensation for their situation.    

We work on a contingency fee basis and will perform an on-site damage inspection and policy evaluation FREE of charge. Call us now to learn more.

Have a question? Send Us A Quick Message

Phone: 407-664-6077
5323 Millenia Lakes Blvd,
Orlando, FL 32839

Phone: 561-814-7277
931 Village Blvd, Suite 905-139
West Palm Beach, FL 33409

Phone: 305-998-9511

777 South Flagler Drive suite 800W

West Palm Beach, FL 33401