Fire Damage Insurance Claim | Claims Service For Fire Damage

Leaving the handling of fire insurance claims to us means having peace of mind. We manage the whole process from start to finish - cataloging, photographing and documenting the extent of damage to your home and everything inside it.

By assuring indemnity, we strive to bring your property back to its original condition. Along with a qualified team of adjusters, we also have appraisers, attorneys, engineers, and electronic technicians on board to make sure you get the maximum settlement from the insurance company.

What Is Fire Damage Claims Adjustment?

Claim Adjustment is the process of determining the number of damages to your home and settling with the insurance company on behalf of a policyholder.

Examining claims is an integral part of any insurance provider's business.

A claim adjuster needs to be familiar with state laws and must understand local building codes. They have access to all kinds of information about your property, including its age, location, safety features, construction materials like wood or concrete, and the possible consequences of fire damage in it.

The work done by our highly qualified team is incomparable. We do everything necessary for you to get the maximum settlement from your insurer.

The Objective of Fire Damage Insurance Settlement 

The main objective of an insurance claim settlement is to pay for as much of the damage that is insured as possible.

The insurance company has to look at the value of every bit of damaged property and decide how much money should be paid towards it. There is a "Settlement Guide" that displays a recommended amount to pay out on various items in most cases.

One example of this is: If someone knows exactly what was in their home, and can provide receipts or record keeping that shows the replacement costs, then there will usually be little to no problem bringing the claim to a favorable resolve.

The Fire Claims Process

The process of filing and managing fire damage claims may differ, depending on the situation, the kind of fire, and its severity. But these are the basic steps in every fire damage insurance claim.

If there has been a fire at your property - business or residential - you need to contact an adjuster, i.e., us. You will give us all details of the items lost or damaged in the fire. If you have any video or photos of the incident, they're pretty helpful too. 

Once we have this information, we begin the claim investigation. We determine how much your insurance policy covers damage or loss. Adjusters typically also identify or determine liable parties - if any - and property owners are encouraged to provide information or witnesses for it.

After completing the investigation, we review your policy and go through it carefully to determine what is or is not covered by it. Upon calculating this information, we let you know if any deductibles can apply to your particular case.

Then, we conduct damage evaluation by hiring relevant experts, such as contractors, appraisers, and engineers. They help complete the evaluation process in time. Once we've determined which items or areas of the property have been damaged, we give you a list of vendors that can help with repairs.

Although you don't necessarily have to hire them, it's bound to save you a lot of time and energy.

Finally, you receive your payment. We do our best to get you the highest compensation possible for your losses. The time it takes to get the payment depends on your case and how severe it is. It's important to remember that all cases are different. Therefore, we may take an additional amount of time to resolve it accordingly.

Rest assured, we're committed to giving our best to each case, regardless of its severity. If you have any additional questions, you can always contact us. 

Grease Fire
A grease fire is caused by cooking oil, fat, or grease-covered cooking utensils. When an oven is left unattended, these oily substances can catch fire and spread to the rest of your kitchen.

Unfortunately, water cannot put out a grease fire, and the only way to diminish it is by suffocation.
 
Smoke Fire
Smoke fires usually develop slowly over time and are started when one or more items in a room combust from a slow burn, such as newspapers or discarded cigarettes. Smoke fires often start because materials have been left too close to a source of ignition (such as candles).