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HAS YOUR INSURANCE CLAIM 

BEEN WRONGFULLY DENIED? 

Have you faithfully paid your insurance premiums, but had your insurance claim denied? If so, we urge you to call BJ Claims Public Adjusters to help you file an appeal that will effectively resolve your claim and get you the settlement you deserve. 

Far too often insurance companies are more concerned with profitability than customer care. If your insurance company fail to honor the responsibilities in your insurance contract, which is also known as "bad faith", our firm is passionate about advocating against bad faith practices. It is our pledge to policyholders to preserve and protect the coverage promised by insurers. 

 For A Free Consultation Call Us Today at  (561) 814-7277!
Private Insurance Adjuster

What Can I Do If My Claim Was Denied?

You may contact our public adjusters for a FREE Consultation at

(561) 814-7277

Storm Damage Claims
Private Adjuster Claims
Roof Leak Damage Claim
  • Look for reasons for your denial. If there is not a reason, then your insurer may be acting in bad faith. 
  • If you believe the reasons for the denial is unfair, unjust or unwarranted, you are within your rights to request an appeal from a Licensed Public Adjuster. 
  • If your appeal is unsuccessful, we can proceed towards litigation.

UNDERPAID CLAIMS

 Do you think your claim is undervalued? If so, you should understand that you have the right to reject or appeal an offer from your insurance company. According to Nolo, there is an 85% chance that insurance proceeds received from an insurance claim is worth up to $10,000 more than what was paid out. What can you do? You should contact BJ Claims Public Adjusters for a FREE Consultation. We work diligently on behalf of homeowners in Florida to help you receive maximum compensation for property damage situation. 

HOW CAN WE HELP

  • If your insurance claim was "low-balled" or underpaid we are able to reopen your claim
  • Review your contract
  • File the proper documentation for reconsideration
  • Evaluate your claim's worth
  • Renegotiate the payment with your insurance company
  • Get client's a supplement to the monies previously recovered by your insurance company

Understand Your Coverage

It's generally not a good idea to reach out to your insurance company without first reviewing your insurance coverage.  Unless you completely understand the coverage your policy offers, you may choose to contact your insurance company or a public adjuster. Read through all of the fine print to make sure that there is nothing you might have missed that could have led to a reduced claim.

In some situations, especially when we're going through a crisis, it's common to misunderstand or overlook small insurance coverage details. So take the time to check the fine print before making any other moves.

Review Your Claim

If you've combed through your policy and can't find anything that suggests your claim should be lower than what you expected, get in touch with a public adjuster. A public adjuster can represent you on behalf of your insurance claim.

A review of your claim includes a complete review of your insurance policy.

Keep a record of every document the insurance company sends you or any conversation you have with a claims adjuster; in the event that your case goes to court, having documented these details will give you a significant advantage.

Disputing the Decision

The best way to approach any insurance claim dispute is politely and calmly. Even if you're upset, it doesn't help you to demonstrate it. Instead, behaving cordially puts you in a much more advantageous position and makes you more likely to obtain a positive outcome.

To start, you can try writing a letter to the claims adjuster explaining in detail why you believe the offered settlement is insufficient compared to the value you calculated. Once you submit your letter, you should hear a response within 14 days.


Request an Inspection On-Site

If you've spoken with your insurance adjuster multiple times and the letter fails to resolve your claim, your next step is to request an in-home visit by one of our licensed technicians.

A FREE Insurance inspection is a great way to confirm damages to your property. The evaluation is important as it shows the extent of the damages incurred. For more information contact us at

(561) 814-7277.

Have a question? Send Us A Quick Message

Phone: 407-664-6077
5323 Millenia Lakes Blvd,
Orlando, FL 32839

Phone: 561-814-7277
931 Village Blvd, Suite 905-139
West Palm Beach, FL 33409

Phone: 305-998-9511

777 South Flagler Drive suite 800W

West Palm Beach, FL 33401